Chapter 7 and Chapter 11 surplus proceeds returned to the rightful claimant — automatically.
$4B+ annually (US) in available surplus — most of it unclaimed. SurplusAI finds it, qualifies it, and connects it to recovery specialists and claimants across all 50 states.
$4B+
In unclaimed bankruptcy surplus annually
500K+
Bankruptcy cases filed annually in the US
90–150 days
Average recovery time
When bankruptcy courts have surplus funds, claimants are responsible for finding them.
After a bankruptcy estate pays all creditors and administrative costs, any remaining funds legally belong to the debtor or equity holders. But bankruptcy clerks are overwhelmed — they post notices in obscure court dockets and hold unclaimed funds for just a few years before the money goes to the US Treasury. Former business owners, shareholders, and creditors miss these distributions daily. SurplusAI monitors all active and closed bankruptcy cases to surface these opportunities before they expire.
SurplusAI for Bankruptcy Recovery
Monitor
CORTEX scans PACER (federal bankruptcy court) and state court databases for closed bankruptcy estates with undistributed surplus, uncashed checks, and unclaimed creditor payments.
Match
Each surplus is matched to its rightful claimant — the debtor, shareholder, or creditor — using corporate records, equity tables, and creditor schedules from the original filing.
File
Bankruptcy specialists file motions to claim surplus funds in the correct jurisdiction with proper documentation. SurplusAI provides the entire court filing packet.
Recover
Court approves distribution. Funds released from bankruptcy estate to claimant. Full ledger tracking with disbursement confirmation.
Bankruptcy surplus leads for recovery specialists
Bankruptcy recovery is a specialized niche requiring federal court expertise. SurplusAI provides pre-researched leads — verified surplus amounts, court case numbers, claimant identities, and filing deadline alerts.
Your Recovery Journey
No upfront cost. Contingency only. You only pay when you collect.
Identify
Submit your former business info or creditor position at getsurplus.ai. SurplusAI searches all federal bankruptcy courts.
Confirm
SurplusAI confirms the surplus exists in your case, verifies your legal standing, and calculates your distribution share.
Motion
A bankruptcy attorney files the appropriate motion with the trustee or court — no upfront cost, contingency only.
Distribution
Court or trustee releases funds. Disbursement sent directly to you. Former shareholders may receive multiple tranches.
Simple, Transparent Plans
The Bankruptcy vertical is optimized for Growth — all 10 verticals, 200 leads/month.
Starter
$499/month
- 3 verticals
- 50 leads/month
- 5 active cases
- Basic reporting
- Email support
Growth
$999/month
- All 10 verticals
- 200 leads/month
- 25 active cases
- AI Copilot + CORTEX
- Priority support
Enterprise
Custom
- Unlimited leads & cases
- White-label platform
- Custom AI engines
- Dedicated CSM
- SLA guarantee
Common Questions
Can I claim bankruptcy surplus from a business I owned years ago?
Yes — federal bankruptcy surplus funds are held for a specific period (often 5 years) before going to the Treasury. SurplusAI identifies these funds before the deadline.
What if the bankruptcy case was dismissed rather than discharged?
Dismissed cases can still have surplus if assets were liquidated during the process. SurplusAI checks both discharged and dismissed cases for unclaimed distributions.
I was a creditor, not the debtor — can I still claim?
Yes. Uncashed creditor distribution checks are recoverable. SurplusAI tracks creditor payment records from trustee disbursement reports.
Check if you have unclaimed bankruptcy funds
Free to check. No obligation. Contingency-based — we only get paid when you collect.